FACTS

WHAT DOES PAYETTE RIVER COMMUNITY CU DO WITH YOUR PERSONAL INFORMATION?

WHY

Financial Companies choose how they share your personal information. Federal law
 gives consumers the right to limit some but not all sharing. Federal law also requires
 us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number and Income
• Account balances and payment history
• Credit history and credit scores

When you choose to close your account, we continue to share information about you according to our policies.

HOW

All financial companies need to share customers’ personal information to run their everyday business- to process transactions, maintain customer accounts and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Payette River Community Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Payette River Community Credit Union Share?

Can you limit this sharing

For our Everyday business purposes-

To process your transactions, maintain your account, and report to Credit Bureaus

YES

NO

For our marketing purposes-

To offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

We don’t share

For our affiliates’ everyday business purposes-
Information about you transactions and experiences

NO

We don’t share

For our affiliates’ everyday business purposes-
Information about your creditworthiness

NO

We don’t share

For our affiliates to market to you

NO

We don’t share

For our nonaffiliates to market to you

NO

We don’t share

If you want to limit our sharing or you have questions CONTACT US

• Call 208-365-4151 and speak to a member service rep
• Visit any one of our branches and speak to a member service rep
• Email us at prccu@prccu.org

Who Are We

Who is providing this notice

Payette River Community Credit Union

What We Do

How Does Payette River Community Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Payette River Community Credit Union collect my personal information?

We collect your person information, for example, when you

• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your debit card

We also collect your personal information from others, such as, credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes-information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for no affiliates to market to you

State law and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by a common ownership or control. They can be Financial or Non Financial Companies

• Payette River Community Credit Union has no affiliates

Non- Affiliates

Companies not related by a common ownership or control. They can be Financial or Non Financial Companies.

• Non-affiliates we share with can include government entities, credit bureaus, and disclosures to other non- affiliated third parties as permitted by law.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you