Idadiv Credit Union
Idadiv Credit Union is owned by its members and run
by the board of directors you elect. You can be confident that
your financial privacy is a top priority of this credit union.
We are required by law to give you this privacy notice to explain
how we collect, use and safeguard your personal financial information.
We are committed to providing
you with competitive products and services to meet your financial
needs, which necessitates that we share information about you
to complete your transactions and to provide you with certain
financial opportunities. In order to do so, we have entered into
agreements with other companies that provide either services
to us or additional financial products for you to consider. Under
these arrangements, we may disclose all of the information we
collect, as described below, to companies that perform marketing
or other services on our behalf or to other financial institutions
with whom we have joint marketing agreements. To protect our
members’ privacy, we only work with companies
that agree to maintain strong confidentiality protections and limit
the use of information we provide. We do not permit these companies
to sell to other third parties the information we provide to them.
Information We Collect and Disclose About
We collect and may disclose nonpublic personal information
about your from the following sources:
Information we receive from you on membership
and loan applications and other forms;
Information about your transactions with us
Information we receive from a consumer reporting
Information obtained when verifying the information
you provide on an application or other forms, such as from
your current or past employers or from other institutions where
you conduct financial transactions.
We may also disclose information we collect about
you under other circumstances as permitted or required by law.
These disclosures typically include information to process transactions
on your behalf, conduct the operations of our credit union, and
follow your instructions as you authorize, or protect the security
of our financial records.
Disclosure of Information About Former
If you terminate your membership with the Idadiv
Credit Union, we will not share information we have collected
about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information
about you to those employees who have a specific business purpose
in utilizing your data. Our employees are trained in the importance
of maintaining confidentiality and member privacy. We maintain
physical, electronic and procedural safeguards that comply with
federal regulations and leading industry practices to safeguard
your non-public personal information.