Loan Types

One of the best benefits of being an Idadiv member is our competitive low loan rates.

Whatever you might need — financing on a new car, a personal loan, a low-rate VISA card—we can help, and in a big way. Idadiv Credit Union offers a full range of low cost loans to qualifying members to meet their borrowing needs. Our Loan Officers are registered with the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org. Always check with your credit union first for the best rates available.

We offer new and used:
  • Autos
  • Trucks
  • Motorcycles
  • Trailers
  • Campers
  • Motor Homes
  • Snowmobiles
  • Boats
  • ATV’s
Other loans available include:
  • Share/Certificate Pledged Loan
  • Overdraft Protection/Line of Credit
  • Home Equity
  • Debt Consolidation
  • Personal Loans
  • Holiday Loans
  • Vacation Loans
  • Visa Classic Credit Card
  • Visa Platinum Credit Card
The amount of a loan and the collateral offered determine the loan repayment term and the annual percentage rate (APR). For vehicle loans, the credit union will hold the title as lien holder until the loan has been repaid. The credit union requires that the vehicle held as collateral be fully covered by insurance.
   
Other great features:
  • No down payment required--Idadiv finances up to 110% of the purchase price, including tax and license, with approved credit
  • Click Here to apply 24 hours a day
  • Extended terms available based on the amount financed
  • Very timely decisions for those on the go. In most cases….you can apply, get approved and disbursed all in the same day
  • Competitive interest rates. Click Here for current rates.
  • Convenient payment methods without having to write checks - automatic transfers from an Idadiv savings or checking account, transfers through Smartline and home banking
  • Low-cost Credit Life and Disability Protection available
  • Comprehensive and affordable GAP and Mechanical Breakdown Protection available
  • Our Loan Officers are registered with the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org
     
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This credit union is federally insured by the National Credit Union Administration.
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