There is no length of time you must wait before applying
for a loan. However, you must have at least $50.00 on deposit
in your share savings account before you can apply for
a loan or use any other credit union services.
No. Being a member means
you are entitled to apply for any loan offered by Idadiv.
Although our goal is to provide a financial solution for
every member, each member must meet our credit approval
requirements for a particular loan product.
Yes. We offer a full range of mortgage and home equity
loans. Visit with one of our lending specialists to let
us help you find the best option to fit your needs.
Idadiv has several convenient ways to apply for a
loan including in person, on-line at www.idadiv.com,
or by fax at 208-466-0049 or just mail the application
Our loan department is committed to providing each member
with an answer/response to their loan request within 24
We understand that sometimes life throws us a curveball
and we need a little extra time. We urge you to call us
if you know that your payment will be delayed-we will probably
be able to work with you. If we don’t know what’s
going on, however, we can’t help!